Critical Illness Cover

    A lump sum payout if you are diagnosed with a qualifying severe illness, or suffer a qualifying health event. The money is paid to you and can be used for anything.

    Lump sum payout

    A cash payout if you are diagnosed with a qualifying severe illness or suffer a qualifying health event.

    The money is paid to the employee

    The money is paid to the employee.

    Use it for anything

    The money paid out can be used for anything: medical bills, debt, time off work, transport, childcare or lifestyle changes.

    Core & comprehensive

    Includes a core and a comprehensive option to suit your needs and budget.

    No medical tests

    100% digital onboarding, with no blood tests and no paperwork required.

    Choose your level of cover

    Two options to suit the needs of your employees.

    Core

    Covers the most common Critical illnesses.

    Heart attack

    Stroke

    Cancer (excluding early-stage cancer)

    Coronary artery bypass surgery

    Kidney failure

    Major organ transplant

    Paralysis

    Blindness

    Coma

    Severe burns

    Respiratory failure

    Most popular

    Comprehensive

    Comprehensive covers 24+ conditions.

    Heart attack

    Cancer

    Stroke

    Coronary artery bypass surgery

    Along with a wide range of additional conditions.

    Includes payouts for less severe or early-stage events.

    How it works

    Get covered in four simple steps.

    01

    Get a quick quote

    The price you see is the price you pay. No hidden fees.

    02

    Choose your option

    Select core or comprehensive cover based on the needs of your employees.

    03

    Complete your application

    Quick online application. No medicals required.

    04

    You're covered

    Your Critical Illness Cover starts immediately.

    Important things to know

    The money is paid to the employee

    The benefit is paid directly to the employee. This gives them full control over how the money is used during a difficult time.

    Use it for anything

    The money paid out can be used for anything: medical bills, debt, time off work, transport, childcare or lifestyle changes. There are no restrictions on how employees use the payout.

    Choose the level of cover

    Choose the level of cover that suits the needs of your employees. Core covers the most common conditions, while Comprehensive provides extended protection for a wider range of illnesses and health events.

    Frequently asked questions

    Ready to protect yourself?

    Get Critical Illness Cover in minutes. No paperwork, no blood tests.