Temporary Income Protection

    A monthly benefit for a fixed period if you are completely unable to perform the duties of your job, due to injury, illness or surgery. It replaces portion of income lost while off work.

    Monthly benefit

    A monthly benefit for a fixed period if you are completely unable to perform the duties of your job, due to injury, illness or surgery.

    Own occupation basis

    Unlike occupational disability cover, it is not considered whether other jobs are available when deciding if the claim qualifies.

    Designed to replace part of an employee's salary when they are unable to work

    The benefit provides financial support that can be used for anything, helping replace a portion of the employee's income while they are unable to work.

    No medical tests

    100% Digital onboarding, with no blood tests and no paperwork required.

    How it works

    Get covered in four simple steps.

    01

    Get a quick quote

    The price you see is the price you pay. No hidden fees.

    02

    Choose your cover

    Select the income protection cover that suits your employees' needs.

    03

    Complete your application

    Quick online application. No medicals required.

    04

    You're covered

    Your income protection cover starts immediately.

    Important things to know

    Own occupation assessment

    Does not consider whether other jobs are available when deciding if the claim qualifies. The assessment is based solely on whether you can perform the duties of your own job.

    Use it for anything

    The benefit provides financial support that can be used for anything, helping replace a portion of the employee's income while they are unable to work.

    Frequently asked questions

    Ready to protect your income?

    Get income protection cover in minutes. No paperwork, no blood tests.